Warning ... Two Rogue San Ramon, CA Mortgage Brokers Finally Reveal How They Fight Global Warming By Defying The Big Businesses That Harvest 603 Million Trees Per Year
San Ramon, CA (ContentDesk) August 3, 2006 -- Local San Ramon Mortgage Lenders Ed Jeffry and Luke Currier reveal the shocking truth about the direct link between mortgage lending and global warming.
According to government statistics provided by Wholesale Access via the Home Mortgage Disclosure Act (HMDA) and Conservatree.org, 603 Million trees were harvested to produce the paper used in mortgage loan files in 2004.
Luke Currier had this to say, "We were horrified when we discovered that each loan originated meant 6% of a tree was consumed by the paper in the file."
"We were disgusted by the thought that we were contributing to deforestation simply by helping people achieve the American Dream of homeownership" said Ed Jeffry.
Anyone who has ever had to sign loan papers knows that an average loan file consists of at least 500 pages of paper.
What most of us fail to remember is that a tree was harvested to produce that paper.
Mr. Currier and Mr. Jeffry decided to do something about that and to that end are now working with the first mortgage bank in the United States that is certified Green.
Being accepted into the Bay Area Green Business Program means they must be in compliance with all regulations and meet program standards for conserving resources, preventing pollution and minimizing waste.
"We wanted to take it beyond just the minimum standards so we plant 50 trees for every loan we close" says Luke Currier of CMG Mortgage Services in San Ramon.
"This makes up for the harvest of 800 trees destroyed by other mortgage lenders.""This issue transcends politics," says Ed Jeffry.
"Even if you are like me and you are not sold on the Global Warming concept, you have to admit that you appreciate shade more every day after experiencing our most recent heat wave."
Paperless transactions are available in the mortgage industry, and more lenders are warming up to the idea.
Recycled paper, removing duplicate and undeliverable addresses from databases, using energy conscious lighting and business machines as well as low flow water fixtures are many ways green businesses conserve natural resources.This is evidence that people are interested in helping save energy, reduce pollution and unnecessary waste.
We must decide to make this a priority at work.
We all contribute to the energy and air quality problem, now it's time we contribute to the solution said Mr.
Currier.
Ask your mortgage lender if he/she is certified green, and if they are not, demand that they become certified or find one that is.San Ramon, California-based mortgage experts Ed Jeffry and Luke Currier specialize in providing information to consumers that allow them to make informed decisions about their mortgage financing options.
They are experts in helping people who have had a bankruptcy or other credit challenge achieve financial security through home ownership and are available for interviews and will welcome all your mortgage related questions.
Call 925-983-3127 for a free no-obligation consultation or visit http://www.BayAreaLoanAdvisor.com for additional information..
Zetta Systems Launches Zetta Server 2.8 for Instant Disaster Recovery
Zetta Systems Launches Zetta Server 2.8 for Instant Disaster Recovery Seattle, WA (ContentDesk) September 3rd, 2003 -- Zetta Systems
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Unlike general-purpose operating systems, Zetta Server's architecture prevents the execution of worms, thus providing secured storage and saving valuable restore time.Zetta Server features include:-ZSnap- Instantaneous, lightweight and unlimited...
Zetta Systems Launches Zetta Server 2.8 for Instant Disaster Recovery
Bankruptcy > Zetta Systems Launches Zetta Server 2.8 for Instant Disaster Recovery
Arizona Bankruptcy Lawyer
As defined by United States law, bankruptcy is the settlement of the liabilities of individuals or organizations who cannot meet their financial obligations. The Under the Arizona law, filing bankruptcy immediately stops all creditors from claiming their debts from you, unless the debts are sorted out in accordance with the law. In order to file for bankruptcy in Arizona, you first need to collect all your financial information. You can file the bankruptcy application either yourself or through your attorney. In order to be properly represented, the best option is to go through a bankruptcy lawyer.Bankruptcy lawyers are those who specialty is in bankruptcy law.
A bankruptcy lawyer represents you in court, as well as helps you understand the complications involved in filing bankruptcy. They are the best guides, because they can help you rebuild your future by giving advice about debt consolidation and by protecting you from the harassment of the creditors. To look for a good bankruptcy...
Arizona Bankruptcy Lawyer
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Individual Voluntary Arrangement Can Prevent Bankruptcy
(ContentDesk) July 16, 2006 -- Bankruptcy is on a steep rise in the UK. Part of the problem is a misconception that going bankrupt represents a soft option when dealing with serious debts and insolvency, say debt help experts The Debt Counsellors, who are urging people with serious debts to consider the Individual Voluntary Arrangement as an alternative.