A Simple $20.00 Investment Can Protect You, Your Family and Your Nest Egg!

NY - 07/23/04 - What if you discovered that twenty dollars could give you access to an array of valuable information that addresses the lifestyle, needs and financial interests of people 50 and over. Well, a twenty dollar annual membership in Senior Resources of America, headquartered in West Hills, California, does just that and more.As a member, you'll have access to the Members Only website...special events and Solutions For Life, a newsletter filled with exciting features and the latest news. You'll find insightful advice about healthy lifestyles, financial planning, consumer protection, caring for parents and a variety of difficult issues that you may face as your parents age. Senior Resources has all the answers. And, if by chance they don't, they will find the answer for you.Upcoming newsletter topics will include:

WHY SENIOR RESOURCES?In many cases, membership in Senior Resources has resulted in major quality of life improvements. A member, who's living on a fixed income, recently called for advice about her soaring monthly prescription bills. She couldn't stop taking her medicine that was costing hundreds of dollars a month, so she was forced to choose between food and rent, or her medications. The caring staff at Senior Resources found an excellent, low cost prescription plan that makes it possible for her to purchase her medications and live an independent life. In another case, an elderly woman was literally confined to her home by her abusive children.

Prescriptions weren't being filled in a timely manner and her children did not provide her with sufficient food. She contacted Senior Resources and the staff contacted the authorities and legal counsel to help her with her plight. Other members has saved thousands of dollars in legal fees for living trusts, wills and other financial matters. MEMBERSHIP BENEFITSThe TOLL-FREE Senior Hotline gives you a gateway to information and resources impacting seniors, including:

Senior Resources Travel Program:Senior Financial Services Network:Access to a list of prescreened and pre-approved companies providing services to seniors in the areas of:Seminars, Workshops and Lectures that address issues and trends affecting you and the Senior Community.SENIOR RESOURCES BACKGROUNDThomas R.

Lee and Douglas M. Neistat established Senior Resources of America because they realize the significance of providing quality senior related services to people age 50+. Their philosophy is that this rapidly growing demographic group will continue to increase and it's vital that seniors and elders receive appropriate and skilled legal representation. Thomas R. Lee has been practicing Senior Law since 1974 and has represented over 10,000 seniors.

Mr. Lee is a member of The National Academy of Elder Law Attorneys and The American Society on Aging and the California Advocates for Nursing Home Reforms. Douglas M. Neistat was admitted to practice in 1973 and specializes in asset planning and protection, business reorganization, bankruptcy and debt restructuring. He also served as a non-executive director for West 175 Media Group, Inc.; a public company listed on the London Stock Exchange from 1996 to 2002 and chaired its remuneration committee.

Mr. Neistat is certified as a Mediator to the United States Bankruptcy Court and laws appointed by the Los Angeles Chief of Police to its financial counseling team.One low annual fee of $19.95 USD...less than six cents a day...gives you a world of resources and informationCALL NOW FOR INFORMATION AND TO JOIN ? -800-819-7522. http://www.seniorresourcesofamerica.com/Senior Resources of America?"Solutions for Life".

Noted marketing and branding consultant, Diane T. Creston, has been responsible for creating successful campaigns for a diverse range of products and services including: Samsung, Revlon, Sony, LGB of America and Carrera Slotcars, among others.c2004 Creston & Associates Ltd. All rights reserved.crestonassoc@aol.com

Bad Credit Car Loans An Unbelievable Opportunity

Every one is aloud to dream. Everyone's dreams are different to other people. Dream for most people is a car. Now days everyone can get what they dream of even people with bad credit history. This has been made possible by bad credit car loans.

Bad credit car loans are designed for people who have had bad credit history.

It includes people who have defaulted in their repayments when they have taken loans earlier from their creditors.
People who are labeled as people with having bad credit history include people like:

? People who have defaulted with their payments
? People who are in arrears
? CCJ's (county court judgements)
? People who have filled for bankruptcy
? Late payments or
? IVA's

Bad credit is earned on the basis of how the borrower has repaid his previous creditors and that is how we arrive at a credit score, which is a rating to judge your financial credit worthiness.
Bad Credit Car Loans An Unbelievable Opportunity
Bankruptcy > Bad Credit Car Loans An Unbelievable Opportunity

Debt Consolidation Primer ? Four Things You Can Do to Get Out of Debt

Problem debt is rampant throughout America. In addition to mortgages and auto loans, the average household in the U.S. has nearly $10,000 in credit card debt. As the major credit card companies have recently doubled their minimum payment requirements, now is a good time to outline the various options available to most consumers who have more debt than they can handle.

  • Stop spending money on nonessential items.

    "Nonessential" is difficult to define, but it more or less means anything that isn't absolutely necessary to live. Phone bills, mortgages, and groceries are essential. Lattes at Starbucks, satellite television, and meals from fast food restaurants are not. By cutting out all extra spending, you can probably save several hundred dollars per month. That money can be used to reduce debt.

  • Consolidate your debt.

    If you have more than one credit card and your accounts aren't all at their limit, you can transfer balances from higher-interest accounts to those...

    • Debt Consolidation Primer ? Four Things You Can Do to Get Out of Debt
    Bankruptcy > Debt Consolidation Primer ? Four Things You Can Do to Get Out of Debt

    Debt Consolidation Primer ? Four Things You Can Do to Get Out of Debt

    Problem debt is rampant throughout America. In addition to mortgages and auto loans, the average household in the U.S. has nearly $10,000 in credit card debt. As the major credit card companies have recently doubled their minimum payment requirements, now is a good time to outline the various options available to most consumers who have more debt than they can handle.

  • Stop spending money on nonessential items.

    "Nonessential" is difficult to define, but it more or less means anything that isn't absolutely necessary to live. Phone bills, mortgages, and groceries are essential. Lattes at Starbucks, satellite television, and meals from fast food restaurants are not. By cutting out all extra spending, you can probably save several hundred dollars per month. That money can be used to reduce debt.

  • Consolidate your debt.

    If you have more than one credit card and your accounts aren't all at their limit, you can transfer balances from higher-interest accounts to those...

    • Debt Consolidation Primer ? Four Things You Can Do to Get Out of Debt
    Bankruptcy > Debt Consolidation Primer ? Four Things You Can Do to Get Out of Debt

    Clean Credit, Demolish Debt: Do It Yourself Credit Repair Site Allows Consumers to Clean Cruddy Credit & Demolish Debt For Pennies On The Dollar With Complete Privacy!

    (ContentDesk) July 12, 2004 -- Yesterday's Bill Collectors Masquerade as Today's Non Profit Debt Counselors. Lawyers charge $150 per hour and other fee based services charge up to $500 to do what ordinary individuals can do at home... with just a few letters. If they know their rights...and the law that is and stick to their guns!Here's a dirty secret, today's "non profit credit counselors" are often just front organizations paid lucrative commissions by creditors to keep consumers from declaring bankruptcy!How else can "non profits" afford to pay handsome referral fees to internet affiliate marketers of $10 or more per lead?Their "come on" to the consumer is "Don't declare bankruptcy! It will RUIN your credit!" What unsuspecting consumers DON'T KNOW is that using these services may ruin their credit anyway.Lawyers, while not usually receiving commissions from creditors to their credit, can charge $150 to $300 PER HOUR to attempt to resolve credit issues.If you're deep in debt anyway,...

    Clean Credit, Demolish Debt: Do It Yourself Credit Repair Site Allows Consumers to Clean Cruddy Credit & Demolish Debt For Pennies On The Dollar With Complete Privacy!
    Bankruptcy > Clean Credit, Demolish Debt: Do It Yourself Credit Repair Site Allows Consumers to Clean Cruddy Credit & Demolish Debt For Pennies On The Dollar With Complete Privacy!

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    Zales Diamond Engagement Rings ? A Patented Cut

    Zales diamond engagement rings are graced with the unique and patented cut of the Zales diamond, making this ring a wonderful choice of ring to celebrate your engagement. Apart from the unique diamond cut that makes each ring stand above the crowd, Zales only select diamonds that satisfy the other three Cs of a beautiful diamond in a superior way, ensuring that Zales engagement rings will express your love beautifully. Diamond solitaire rings are the best way to display a high quality diamond...

    Zales Diamond Engagement Rings ? A Patented Cut Bankruptcy Zales Diamond Engagement Rings ? A Patented Cut Bankruptcy
    Bankruptcy > Zales Diamond Engagement Rings ? A Patented Cut